This is what we do best.

We are the First Choice when it comes to Living Benefits. Our passion is providing you peace of mind when it comes to protecting your loved ones. We have spent years working with high-risk professions and we understand what is important to you.

So what did we do? Well, our goal was to disrupt the traditional benefits industry and find the very best options to protect our First Responders. Because occupational related cancers and related hazards are on the rise, we focus on coverage that will provide a full spectrum of coverage, no matter what the situation. With over 20 years of benefits experience, we know that your biggest risk is a serious illness or injury resulting in lost time from work. In fact, the number #1 cause of Bankruptcy in the United States* is the negative financial impact that is a result of lost wages for an extended period of time.

Traditional workman’s compensation or disability may not be readily available when you need it most. In the case of a serious illness, you need benefits as soon as possible. We worked hard to create a program that levels the playing field and can provide the resources you need to make you fit for duty.

*Source: NerdWallet Health Analysis

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